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Compare lease quotes

Put two to four quotes on the same monthly and mileage basis. Include upfront cash and delivery.

Use dollars, not cents, for money fields. Numeric fields need an entry; use 0 if none. Only the selected number of quotes is compared.

One comparison basis

Different terms are scaled for budgeting, not repriced or extended.

Quote 1

Include the first payment and refundable deposits if paid today. Exclude trade equity and rebates. Enter trade equity separately.

Deposits, trade, delivery and end costs
Quote 2

Include the first payment and refundable deposits if paid today. Exclude trade equity and rebates. Enter trade equity separately.

Deposits, trade, delivery and end costs
Quote 3

Include the first payment and refundable deposits if paid today. Exclude trade equity and rebates. Enter trade equity separately.

Deposits, trade, delivery and end costs
Quote 4

Include the first payment and refundable deposits if paid today. Exclude trade equity and rebates. Enter trade equity separately.

Deposits, trade, delivery and end costs

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Fictional example estimate

Lowest estimated overall cost

Quote 1

Lowest effective monthly estimate
$409.72
36-month cost equivalent
$14,750.00
Same driving need for every quote
12,000 miles / year

The lowest estimate includes upfront cash, remaining payments, contributed trade equity, delivery, end fees and projected excess miles. Fully refundable deposits are excluded; the first payment is counted once.

The comparison length scales each actual-term total to a monthly budget equivalent. It does not change a contract, its residual or its money factor. Different cars, terms or coverage are not identical offers.

All entered terms match the comparison length. Confirm every quote is for the same vehicle and eligibility.

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Itemized estimates: same mileage need and comparison length
CostQuote 1Quote 2
Actual term (months)3636
Included miles per year12,00012,000
First payment in drive-off?YesYes
Quoted monthly incl. tax$400.00$390.00
Cash due at signing$400.00$1,390.00
Refundable part of drive-off$0.00$0.00
Trade equity contributed$0.00$0.00
Payments after drive-off3535
Extra delivery / broker cost$0.00$0.00
End fees$350.00$350.00
Projected excess-mile charge$0.00$0.00
Total over actual term$14,750.00$15,390.00
Effective monthly estimate$409.72$427.50
36-month equivalent estimate$14,750.00$15,390.00

One useful question

Does due at signing include the first payment?
Use the dealer’s total drive-off, including deposits. Say below whether it includes the first payment. We subtract that first payment from the remaining payment count so it is not counted twice. Read the related guide · More leasing questions

Background: Federal Reserve vehicle leasing questions and CFPB leasing overview. Confirm current terms with your lessor.