Compare a local and out-of-state lease

Compare estimated costs over the same lease term, including delivery and the extra costs you enter. Use written quotes for matching vehicles and annual mileage allowances.

Enter 0 only when you know an amount is zero. Leave unknown amounts blank. Missing costs keep the comparison incomplete.

Registration and comparison details

Where will you register the car?

Choose the state where you plan to register it. Confirm tax treatment and registration requirements for your situation before relying on the comparison.

Lease term (months)

Use the same term for both written quotes.

Do the quotes cover matching vehicles?

Use quotes for matching vehicles before comparing costs.

Do both quotes include the same annual mileage allowance?

Check both written quotes. This check does not adjust the lease calculation.

Do both quotes fit the lease types covered by this comparison?

Local quote

Vehicle and lease terms

Local quote: MSRP

Local quote: Agreed vehicle price

Local quote: Enter residual as

Local quote: Residual value

Enter the residual amount or percentage shown on the quote.

Local quote: Enter rate as

Local quote: Lease financing input

Money factor: Enter the money factor shown on your written quote. This tool does not look up rates.
Rough percentage (money factor × 2,400): Divides this rough percentage by 2,400 to get a money factor. This percentage may not measure the overall cost of financing this lease.

Tax and eligibility

Use the treatment on your written quote. If it is unclear, confirm it before choosing an option. The no-tax option excludes tax from the calculation; it does not confirm an exemption.

Local quote: How tax is charged

Local quote: Tax rate (%)

Use the applicable combined rate confirmed for this lease. A dealer location or ZIP code does not confirm your tax treatment.

Local quote: Have you confirmed the tax rate and treatment for this quote and registration state?

Local quote: Is this offer confirmed for you and your registration state?

Confirm with the dealer and leasing company, including credit approval and any incentive requirements.

Fees, credits and money down

Local quote: Acquisition fee

Local quote: Acquisition fee timing

Local quote: Dealer document fee

Local quote: Dealer document fee timing

Local quote: Title and government fees

Local quote: Title and government fee timing

Local quote: Add-ons

Local quote: Rebates

Local quote: Trade equity

Trade value minus payoff. A negative number adds debt to the lease.

Local quote: Cash down payment

Additional costs

Add only costs not already included in the lease quote. Count each fee, credit and delivery payment once. If a cost does not apply, enter 0 to confirm that.

Local quote: Additional broker fee

Local quote: Additional registration fees

Local quote: Additional temporary-tag costs

Local quote: Additional lease-end charge

Local quote: Cash received after the lease begins

Payment and tax settings

These settings use calculator defaults unless you change them. Check them against your written quote.

Local quote: Tax acquisition and document fees

Controls separate acquisition/document fee tax. In monthly-tax mode, capitalized fees remain inside the taxed payment. Verify local exceptions.

Local quote: Roll upfront tax into the lease

Local quote: Zero drive-off mode (roll fees and tax)

Rolls fees and tax in and ignores cash down. First-payment and deposit settings still apply.

Local quote: First payment is due at signing

Local quote: Do the payment, fee and tax settings match this written quote?

Out-of-state quote

Vehicle and lease terms

Out-of-state quote: MSRP

Out-of-state quote: Agreed vehicle price

Out-of-state quote: Enter residual as

Out-of-state quote: Residual value

Enter the residual amount or percentage shown on the quote.

Out-of-state quote: Enter rate as

Out-of-state quote: Lease financing input

Tax and eligibility

Use the treatment on your written quote. If it is unclear, confirm it before choosing an option. The no-tax option excludes tax from the calculation; it does not confirm an exemption.

Out-of-state quote: How tax is charged

Out-of-state quote: Tax rate (%)

Use the applicable combined rate confirmed for this lease. A dealer location or ZIP code does not confirm your tax treatment.

Out-of-state quote: Have you confirmed the tax rate and treatment for this quote and registration state?

Out-of-state quote: Is this offer confirmed for you and your registration state?

Confirm with the dealer and leasing company, including credit approval and any incentive requirements.

Fees, credits and money down

Out-of-state quote: Acquisition fee

Out-of-state quote: Acquisition fee timing

Out-of-state quote: Dealer document fee

Out-of-state quote: Dealer document fee timing

Out-of-state quote: Title and government fees

Out-of-state quote: Title and government fee timing

Out-of-state quote: Add-ons

Out-of-state quote: Rebates

Out-of-state quote: Trade equity

Trade value minus payoff. A negative number adds debt to the lease.

Out-of-state quote: Cash down payment

Additional costs

Add only costs not already included in the lease quote. Count each fee, credit and delivery payment once. If a cost does not apply, enter 0 to confirm that.

Out-of-state quote: Additional broker fee

Out-of-state quote: Additional registration fees

Out-of-state quote: Additional temporary-tag costs

Out-of-state quote: Additional lease-end charge

Out-of-state quote: Cash received after the lease begins

Payment and tax settings

These settings use calculator defaults unless you change them. Check them against your written quote.

Out-of-state quote: Tax acquisition and document fees

Controls separate acquisition/document fee tax. In monthly-tax mode, capitalized fees remain inside the taxed payment. Verify local exceptions.

Out-of-state quote: Roll upfront tax into the lease

Out-of-state quote: Zero drive-off mode (roll fees and tax)

Rolls fees and tax in and ignores cash down. First-payment and deposit settings still apply.

Out-of-state quote: First payment is due at signing

Out-of-state quote: Do the payment, fee and tax settings match this written quote?

Delivery

Use pickup and delivery ZIP codes for the shipment. This page estimates shipping; it does not include pickup-and-drive travel costs.

Pickup ZIP code

Enter the five-digit ZIP code near where the car will be picked up.

Delivery ZIP code

Enter the five-digit ZIP code near where the car will be delivered.

Transport type

Choose open or enclosed transport for this estimate.

Can the car be driven for loading?

Choose No if the car cannot be driven for loading. Tell the quote provider about its condition and any special loading needs.

Shipping season

Choose the season you plan to ship. This adjustment comes from past orders, not a forecast for your route.

This comparison covers standard monthly-payment leases with no refundable security deposits. One-pay leases and leases with security deposits are outside this comparison.

Enter both quotes and delivery details, then compare costs.