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Money factor converter

Convert either way and see how a small money-factor change affects your payment.

Use dollars, not cents, for money fields. Numeric fields need an entry; use 0 if none.

Which rate do you have?
Convert from

Enter 0.0025 for a money factor, or 6 for a rough percentage. This percentage may not measure the overall cost of financing this lease.

Your deal, for the payment impact

The amount being financed after fees, credits and down payment.

Enter 0 for a pretax comparison. Other tax methods need the full calculator.

With JavaScript on, calculations stay in your browser. With it off, the server processes these entries without saving them. Do not enter sensitive information.

Fictional example estimate

Rough percentage (money factor × 2,400)

6.00%

This percentage may not measure the overall cost of financing this lease.

Money factor
0.002500
Rough percentage (money factor × 2,400)
6.00%

This percentage may not measure the overall cost of financing this lease.

Each +0.0001 MF adds about
$5.20 / month

Multiplying a money factor by 2,400 gives only a rough comparison.

Sensitivity assumes adjusted cost $32,000.00, residual $20,000.00, a 36-month term and the monthly tax rate entered above; no additional fees or deposits are assumed.

One useful question

Does the rough percentage show the full financing cost?
No. Multiplying a money factor by 2,400 is only a rough comparison. This percentage may not measure the overall cost of financing this lease. Check the full dollar cost, too. Read the related guide · More leasing questions

Background: Federal Reserve vehicle leasing questions and CFPB leasing overview. Confirm current terms with your lessor.